One of these things is not like the other
Laughing at the stupid fears that prompt people to take out bizarre insurance policies is all fun and games until the article mocks one that actually sounds rather reasonable: Thai riots. A quick google search will show you that yes, this is a more legitimate fear than being impregnated by a deity or abducted by aliens (I think). I do want to visit Thailand in my life, and no, I wouldn’t buy this insurance, but it’s not like I don’t see why other tourists would consider doing so.